Buying With Avari Homes
Firstly, you will need to find a home that’s right for you. View our available homes on our current developments to find a property that you like the look of.
Then reach out to our friendly sales team, who can assist you to find a home that ticks all the boxes and who will be on hand to guide you through the buying process.
FIND YOUR NEW HOME NOW
Do An Affordability Check
Next, speak with a financial advisor to have an affordability check completed.
The appointment can be in person or via telephone and gernrally takes around 20 minutes, to confirm that your affordability matches your chosen home. You may also decide to obtain an Agreement in Principle (AIP), which is an estimate from a mortgage lender of what you can borrow.
Reserve Your Home
You can ‘pre-reserve’ online anytime, day or night, from the comfort of your own home and secure your perfect home before anyone else does. A pre-reservation fee, potentially as low as £250*, is required.
Please note completing an online pre-reservation doesn’t mean you’ve bought your home. It simply takes it off the market for a maximum period of 7 days, giving you the time to reach out to us and complete the full reservation process. See full terms and conditions.
MORE PRE-RESERVATION INFORMATION
Choose Options
Any decisions must be made before the roof goes on. So, depending on where we are with building your new home, our Sales team will let you know what choices and upgrades are available.
We want you to really make your new home your own. Personalise everything from bathrooms and kitchens to flooring and bedrooms and even solar panels and batteries.
Finalise Legal Detail
As you progress on your home buying journey, engaging a solicitor becomes imperative. A solicitor will oversee the legal aspects of your purchase, including conducting local authority and land registry searches, explaining contract details, coordinating funds from the lender, and facilitating the exchange and legal completion of your purchase. If you haven’t secured a solicitor yet, we can connect you with one of our trusted partner solicitors.
Simultaneously, it is crucial to initiate your mortgage application. Your financial adviser can assist you with this process. As part of your mortgage application, a surveyor will conduct a valuation on the property to ensure its worthiness in terms of its market value. Once all inquiries are complete to satisfaction, you will receive a mortgage offer, typically valid for 6 months. It’s essential to complete all legal requirements within this timeframe.
Build Completion
In addition to various internal quality assessments, your home will undergo a final inspection conducted by an independent professional building inspector appointed by the NHBC. Following this inspection, a Certificate of Completeness and Compliance (CML) will be issued. Your solicitor and mortgage provider require this prior to releasing funds.
During the week prior to legal completion, we arrange a new home demonstration, to guide you through your home and show you how everything works.
Legal Completion
You’re nearly there. Legal completion is the final step. This is when your mortgage lender releases the funds to pay for your home. This is all done through your solicitor.
Following the CML, we’ll be able to confirm your expected legal completion date. This is usually two weeks later. Now’s the time to confirm your home removal arrangements and set up any post redirections. We’ll then provide your solicitor with the title deeds of your home and register you as the homeowner with the relevant utility companies. Your home is now officially yours!
